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goodflgirl2k Said,
June 15, 2010 @ 6:15 am
Yes,
Pay off all credit card debt!
OC1999 Said,
June 18, 2010 @ 2:39 am
Because of the NSF you triggered what is known as the “Universal Default Rate”. This is what they consider a penalty rate when you cause certain events, such as the NSF. Generally the credit card companies will do nothing to lower the amount right away. However some will switch you back to a lower rate after 6 months of good history. You need to contact your credit card company and ask them to review your account. If the first person you talk to will do nothing, then ask to speak to their supervisor.
Mentor Said,
June 21, 2010 @ 2:19 pm
For some useful info and tips good luck.