High Interest Rate

Sucidle&LonelySoul asked:


Honey just got her Credit report and her fico credit score is of 640 and we would like to know Is a Fico Credit score of 640?will I get high interest rates when applying for loans and creditcards?
Thanks a Bunch

WILLIAM

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James R asked:


How high can they go?

More specifically:
(1) banks and the like
(2) pawn shops
(3) personal loans
(4) loans where there is no collateral and the debtors are not required to pay, as per contract, under certain conditions—say if they have less than a 7 figure income or the like.

are there significant differences among the staes and nations?

All answers to this complicated question are appreciated.

DANIEL

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happy_mommy1245 asked:


I live in Michigan…I will be buying a vehicle in the next couple of weeks. I’ve already been approved but before I go I would like to know, legally, whats the highest interest rate I can have?? Thanks!

THOMAS

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greenwheel2 asked:


I would like to buy a house with my wife, however my name is currently jointly on the mortgage/title with one of my elderly parents on their house. Would it be possible to transfer my joint ownership of that house to another family member without refinacing, or would I have to “sell” the house to them and get hit with the higher interest rate?

SANDRA

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clnelson22 asked:


We have some credit cards with high interest rates and we can’t afford to pay more than the minimum payment because the interest is so high.

KAREN

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• 2011 Mortgage Interest Rate Predictions
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