High Interest Rate

truly_insightful asked:


Its Christmas time again and the cards are maxed out. I have 3 credit cards ranging from $500 to $2000. Should I focus on paying off the one with the smaller amount even though the interest is less than the one with the larger amount. The $500 can be paid off in no time but it of course has the lower interest rate. Which is my best plan of attack?

CAROLYN

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Ryan H asked:


I have a line of credit at a bank at about 16% APR. Can I transfer that balance to a credit card to get a lower APR, or even a 0% APR using a balance transfer offer? I have a credit score of 650 (which I have read on the internet is considered “very good”).

ANTHONY

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rajatharjani asked:


I have a few cards that are locked in at high interest rate (20%+), I took those cards when i idn’t have much of a credit history. Now I have a credit history and quite a good credit score. I have paid my bills on time and at least paid the minimum. I just wish that I could get a better rate. How do you go about renogociating a rate as I don’t want to open a new CC account with a lower rate.

MICHAEL

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mizzhollywood26 asked:


it makes more sense to give someone who needs special financing a lower interest rate so that they can pay on the car note easier. with a high interest rate, it would be harder i would think.
top gun, you’re a loser.

ANN

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Cj R asked:


Im looking for a $50,000 loan to pay off a 2nd mortgage with a high interest rate (13%). With the economy the way it is, its almost impossible to use a bank. Ive checked with several and had no luck. Iv’e heard of people writing contracts and conducting loans that way. Any suggestions would help. Thanks!

ROBERT

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